It's that time of year again

Ransman · Dec 5th, 2011, 23:27

Insurance renewal at the end of the month so I thought I would "Moneysupermarket.com"

Current car with 14,000 miles pa and total of £400 excess coming out at £277 with Churchill, who I am insured with now.

Quote for a D5 is £293.

Legal on top is another £27, and protecting the no claims will add a bit more but otherwise sounds pretty reasonable to me.

spandelly · Dec 5th, 2011, 23:35

That is dirt cheap but why dont you lower the excess you will probably only get a few quid rise with 0 excess. Plus your insurance costs less than the deposit for mine but thats what you get for living in manchester lol.

SonyVaio · Dec 5th, 2011, 23:49

Quote:

Originally Posted by Ransman

Insurance renewal at the end of the month so I thought I would "Moneysupermarket.com"

Current car with 14,000 miles pa and total of £400 excess coming out at £277 with Churchill, who I am insured with now.

Quote for a D5 is £293.

Legal on top is another £27, and protecting the no claims will add a bit more but otherwise sounds pretty reasonable to me.

That is a really good quote from most that have posted about insurance recently. Are you 103 and changed you engine to that out of a Fiat BIS 126??

I'd say you cant grumble too much with that quote, nice one. Hope mines in the same region but I fear it will be atleast double to treble that.

r-designbob · Dec 6th, 2011, 01:54

Quote:

Originally Posted by Ransman

Insurance renewal at the end of the month so I thought I would "Moneysupermarket.com"

Current car with 14,000 miles pa and total of £400 excess coming out at £277 with Churchill, who I am insured with now.

Quote for a D5 is £293.

Legal on top is another £27, and protecting the no claims will add a bit more but otherwise sounds pretty reasonable to me.

Churchill deffo the cheapest for my D3

£242.74 in September. That's with £500 excess mind you.... just have to make sure I drive like a woman.

Where's my tin helmet

Ransman · Dec 6th, 2011, 06:49

I am really surprised it is only £16 dearer for the D5!

Ransman · Dec 6th, 2011, 07:05

Quote:

Originally Posted by SonyVaio

That is a really good quote from most that have posted about insurance recently. Are you 103 and changed you engine to that out of a Fiat BIS 126??

I'd say you cant grumble too much with that quote, nice one. Hope mines in the same region but I fear it will be atleast double to treble that.

Not quite 103; a mere 55yo but I do have a few grey hairs :-)

I live in Bristol.

tayandre · Dec 6th, 2011, 13:08

Quote:

Originally Posted by Ransman

protecting the no claims will add a bit more but otherwise sounds pretty reasonable to me.

Be wary about no claims protection. What tends to happen is if you make a claim the following year the discount percentage will remain the same. However, the base premium is increased because you are higher risk so net effect is your insurance still goes up and you've been paying for the privelige in advance. Also locks you in as other insurers won't take protected no claims into account if you claim then move on renewal.

UKDave · Dec 6th, 2011, 20:09

I've just done mine, £413 from RAC with 60 days euro cover. Standard cost was £385.

This is actually £7 cheaper than last year!

Ransman · Dec 7th, 2011, 20:42

Well my renewal quote from Churchill has just arrived.

£323.30 - I can live with that!

wimorrison · Dec 7th, 2011, 21:13

Quote:

Originally Posted by Ransman

Well my renewal quote from Churchill has just arrived.

£323.30 - I can live with that!

Just tried Churchill - £732!!!! - even more than Aviva, RAC is only £382 for same car, same house, same drivers and same cover.

Would love to know how you managed to get it so low?

Dec 5th, 2011, 23:27	#1
Ransman Master Member Last Online: Dec 22nd, 2015 22:30 Join Date: Aug 2010 Location: Somewhere	It's that time of year again Insurance renewal at the end of the month so I thought I would "Moneysupermarket.com" Current car with 14,000 miles pa and total of £400 excess coming out at £277 with Churchill, who I am insured with now. Quote for a D5 is £293. Legal on top is another £27, and protecting the no claims will add a bit more but otherwise sounds pretty reasonable to me.

Dec 6th, 2011, 20:09	#8
UKDave Member Last Online: May 14th, 2024 09:43 Join Date: Dec 2009 Location: Leyburn	I've just done mine, £413 from RAC with 60 days euro cover. Standard cost was £385. This is actually £7 cheaper than last year! __________________ MY2020 XC60 T5 R-Design Pro

Dec 5th, 2011, 23:35	#2
spandelly Master Member Last Online: Mar 6th, 2013 20:11 Join Date: Nov 2011 Location: manchester	That is dirt cheap but why dont you lower the excess you will probably only get a few quid rise with 0 excess. Plus your insurance costs less than the deposit for mine but thats what you get for living in manchester lol.

Dec 6th, 2011, 06:49	#5
Ransman Master Member Last Online: Dec 22nd, 2015 22:30 Join Date: Aug 2010 Location: Somewhere	I am really surprised it is only £16 dearer for the D5!

Dec 7th, 2011, 20:42	#9
Ransman Master Member Last Online: Dec 22nd, 2015 22:30 Join Date: Aug 2010 Location: Somewhere	Well my renewal quote from Churchill has just arrived. £323.30 - I can live with that!

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