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XC90 Running Costs

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Old Apr 9th, 2024, 14:50   #1
giw12
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Hi All

Thought I'd bring this one up to date and rename it (previous thread is https://www.volvoforums.org.uk/showt...90647)....hope folks will find it useful.

I list out below the maintenance and repair costs for my 2006 163hp XC90. I've used pretty much the same indie the entire time, and whilst not cheap his work has always been spot on. All parts are genuine Volvo.

2013: 7 year service, 122k - £553
2014: service, 133k - £650
2015: service, 143k - £278 (a different specialist)
2015: major gearbox work - £3,600
2015: SAS, callipers - £861
2015: misc - £133
2016: service, callipers, sensors, bushes, mounts, 153k - £1,643
2017: service, EGR, mounts, bushes, oil leaks, 163k - £1,631
2017: ABS sensors, CCM replaced - £658
2018: service, mounts, seals, 171k - £899
2019: service, fitment of used hub and driveshaft 177k - £973
2019: split hose replaced - £100
2020: service (inc brake fluid) 187k - £365
2021: service 192k - £267
2022: service and cambelt change 199k - £1170
2023: service , new intercooler and front discs/pads/hoses 209k - £1331
2023: rear suspension changed (dampers and springs) - £800
2023: replaced driveshaft and OSF ARB link - £475
2024: service and new parking sensor fitted 220k - £561
2024: headliner replaced - £540

Not a cheap car to run, but just back from a 1,500 mile return trip to France with the family. Runs like a dream and feels like it could go on forever.
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Old Apr 9th, 2024, 15:19   #2
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Lots of work done. That car probably will run for many years to come, but like you say, it hasn't been cheap... over 17k spent

Personally, I don't think I'd ever invest that amount of money into a car to run it. I would have just bought a newer model with much less mileage, as come sale time, you'll never get near what you've spent on it (unless you sold it to someone that knows about Volvo's, but even then, its a stretch). Not that I have anything 'against' anyone that does... its their decision and their money!

For me though, I would have walked away from that a long time ago. Particularly when the multiple thousand repair came up for the transmission rebuild.

I do admire people that keep these old cars on the road chugging along though. Fair play to you.

Each to their own though, as the saying goes...

Hopefully there's many more miles left in her yet.
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Old Apr 9th, 2024, 15:34   #3
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I'd been too scared to tally it up!

I guess it's less than £1.5k per year, which maybe isn't too awful. I comfort myself with the fact my boss has a black edition Toerag which costs her £800 per month on PCP. Apple and pears perhaps but it helps me sleep at night
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Old Apr 9th, 2024, 16:01   #4
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I'd been too scared to tally it up!

I guess it's less than £1.5k per year, which maybe isn't too awful. I comfort myself with the fact my boss has a black edition Toerag which costs her £800 per month on PCP. Apple and pears perhaps but it helps me sleep at night
That's definitely one way in looking at it.
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Old Apr 9th, 2024, 16:26   #5
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pcp is dead money unless you are putting it through as a business perk they are no good for the general motorist.= massive expenditure with nothing to show at the end.
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Old Apr 9th, 2024, 21:41   #6
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pcp is dead money unless you are putting it through as a business perk they are no good for the general motorist.= massive expenditure with nothing to show at the end.
You can still buy a PCP car depends on the deal/price you struck at the outset determines if its a good deal or not taking into account balloon payments and FGV all depends on you negotiating skills, or you walk away (IMO not a good idea,) you would have been better with a PCH deal!

Really horses for courses ... or if really a business deal go for leasing!

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Old Apr 9th, 2024, 21:44   #7
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pcp is dead money unless you are putting it through as a business perk they are no good for the general motorist.= massive expenditure with nothing to show at the end.
I think spending 17k on a car that's worth a fraction of that is dead money too. I know that hasn't been spent in one go, but its still been spent nonetheless.

All cars require maintenance of some sort, but there comes a point where its just not financially viable (in my opinion).
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Old Apr 9th, 2024, 22:25   #8
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But, let's say you buy a new car, the depreciation is at least 2-3k.. more per year.

An older car the depreciation is less as the years go by.

Take it to the limit... Where I am with a 20 year old xc90 , there is no depreciation at all.

If the car is clean and works, reasonably well maintained, and does the job, then surely you are a winner!

After a few years of ownership, the repairs you carry out are your own wear and tear. So we should not be concerned that parts just simply wear out. If the car is otherwise ok, and you enjoy the ride, just fix it.

That's my philosophy, but I doubt my 'other half' agrees.
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Old Apr 9th, 2024, 22:37   #9
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But, let's say you buy a new car, the depreciation is at least 2-3k.. more per year.

An older car the depreciation is less as the years go by.

Take it to the limit... Where I am with a 20 year old xc90 , there is no depreciation at all.

If the car is clean and works, reasonably well maintained, and does the job, then surely you are a winner!

After a few years of ownership, the repairs you carry out are your own wear and tear. So we should not be concerned that parts just simply wear out. If the car is otherwise ok, and you enjoy the ride, just fix it.

That's my philosophy, but I doubt my 'other half' agrees.
That's also true, but I'd never buy new. I'd buy something that's lost the bulk of its value already... say 10 years old for example.

When a car gets to 220,000 miles, its obviously been maintained to get to that point. Just from there on (or long before), its not a matter of if things will go wrong, its a matter of when. No matter what, its still a 220,000 mile car. Age and mileage takes over in the end, and rust.

I guess it depends on how much you value the car and how much you want to keep putting into it.
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Old Apr 9th, 2024, 22:46   #10
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Looking at the list, he's owned the car for 11 years, so £17k / 11 = £ 1,550 per year in maintenance. Remove the unfortunate gearbox rebuild from the equation and its £1,200 per year.

Land Rover Discovery/Range Rover owners would be delighted with that.....
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