Polestar Friendly Insurer

[Easington]

Hi All

Last year it added about £40 to my policy having Polestar on my V60 however looking at renewal prices and £559.98 with Polestar, £298.92 without.

Different insurance companies but like for like cover using a comparison site.

Any suggestions please?

[SnineT]

Originally Posted by Easington

Hi All

Last year it added about £40 to my policy having Polestar on my V60 however looking at renewal prices and £559.98 with Polestar, £298.92 without.

Different insurance companies but like for like cover using a comparison site.

Any suggestions please?

You need to get on the phone, look up insurance brokers and also the likes of Aviva & LV, the comparison site is working to an algorithm so even if you agree to a deal there's a chance it will be needing a tweak soon afterwards,

Also prices have inflated somewhat recently, when I was looking to keep my old car alongside the new one I got a quote, 11 yr old car worth about £2k max and a certain write off if it ever needed just a bumper replacing was £550, Volvo in the garage wanted £1500 for the S90 and I'm old (no nappies yet) with a good record,

I reckon you should be able to score a £350-£400 deal if you can find a broker that wants regular business rather than a desk jockey looking for max commission, it helps to have your home insurance with them as well, more relationships more discounting available, might even be worth trying the bank insurance if only for one year.

[Ulrikas PA]

There have been lots of insurance threads on here recently about the merits and criticisms of various providers, so I'll just give you my recent experience in the last 4 months:-

1) v60 with polestar:- stayed with existing broker after it first went up 10% then came back to moreorless the same when I tweaked the mileage and excess.
2) Family car 2:- Dropped 35% at renewal with same broker's renewal, but not keen on company used, so went to Aviva Online (not normal Aviva ins) to be with them direct, for exactly the same (35% off previous)
3) Modern classic car:- broker renewal went up 20%. Got alternative quote and told them how much. Broker looked again and 10% cheaper, including agreed value in writing.

Now, all 3 car were on exactly the terms and history as before.

You just have to play the usual non-sensical game.

[Easington]

Cheers will take a look

[MacV50]

I'm with LV at the moment and previously was with Direct Line. Pretty sure the difference was pretty small with Polestar despite it adding 30bhp (nearly 16%) to my D4

[Easington]

Originally Posted by Ulrikas PA

There have been lots of insurance threads on here recently about the merits and criticisms of various providers, so I'll just give you my recent experience in the last 4 months:-

1) v60 with polestar:- stayed with existing broker after it first went up 10% then came back to moreorless the same when I tweaked the mileage and excess.
2) Family car 2:- Dropped 35% at renewal with same broker's renewal, but not keen on company used, so went to Aviva Online (not normal Aviva ins) to be with them direct, for exactly the same (35% off previous)
3) Modern classic car:- broker renewal went up 20%. Got alternative quote and told them how much. Broker looked again and 10% cheaper, including agreed value in writing.

Now, all 3 car were on exactly the terms and history as before.

You just have to play the usual non-sensical game.

Do you mind me asking which is the broker?

[Easington]

Originally Posted by MacV50

I'm with LV at the moment and previously was with Direct Line. Pretty sure the difference was pretty small with Polestar despite it adding 30bhp (nearly 16%) to my D4

I was with LV last year and their quote for next year seems cheapest so far

[Easington]

Adrian Flux weren't great. I know their guy comes on here sometimes. But when their email quote arrived it missed off my wife's speeding conviction which I declared and also listed my Polestar as "Electronic Ignition" in the modifications section......

[Mint Cake]

When I added Polestar to my V90, LV didn't have any issues and the policy cost about 10% more.
When I renewed for 2022, the policy was to within a few £ the same prices as 2021, so happy to give a thumbs up for LV as being a Polestar Friendly insurer.

[DAN AT ADRIAN FLUX]

Originally Posted by Easington

Adrian Flux weren't great. I know their guy comes on here sometimes. But when their email quote arrived it missed off my wife's speeding conviction which I declared and also listed my Polestar as "Electronic Ignition" in the modifications section......

Hi.
I'm sorry that hear about the issues you had with ourselves with your quotation. Doesn't sound great.
I'd appreciate it if you could message me your details so I can take a look into it.
Regards,
Dan.