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Insurance NightmareViews : 812 Replies : 17Users Viewing This Thread : |
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May 11th, 2024, 23:49 | #1 |
VOC Member
Last Online: Jun 10th, 2024 19:15
Join Date: Jun 2006
Location: Selby, North Yorkshire
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Insurance Nightmare
My car insurance expires next week - and the cost of renewal is scary.
Last year I paid £500 - quotes this year are eye-watering. The most costly has been £3100, yes, three thousand pounds - for a car that's probably only worth a little more than that! Most are coming in at between £600 and £1000. Last year I had two claims - one was when my car was sideswiped by a Polish-registered lorry. In the end I had to withdraw the claim because the lorry driver's Polish insurers simply ignored all correspondence from my insurers (Churchill - who were utterly useless, and eventually advised me to drop the claim). The damage to my car has never been repaired. The other claim was for a windscreen - which once again got complicated because Churchill's supplier (Autoglass) said I'd have to wait two months, so got the job done myself and then claimed the cost back from Churchill (who took a couple of months and over 30 phone calls to pay out). I've tried all the comparison sites, plus Halifax, Tesco, the AA, Direct Line (who are a Churchill company), Admiral, Elephant, LV, Aviva - plus many more.
My current insurance runs out next week, so it's beginning to be a bit of a problem! Churchill have offered a renewal, but after experiencing the most dreadful customer service I don't trust them! Thanks Jack |
May 12th, 2024, 00:23 | #2 |
VOC Member since 1986
Last Online: Yesterday 23:19
Join Date: Jan 2007
Location: Leicestershire
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'Evening, Jack, we've always found Saga hard to beat. Both in our seventies, we are not minded to switch insurers and have all three cars covered by them.
I have just renewed on the Saab 'vert, fully comp both of us to drive, SD&P, with the premium fixed at £197p.a. for three years (if nothing changes) and a protected NCD (Up to two blameworthy claims in three years without loss). The car is worth maybe a couple of grand and the level of cover is excellent - including hotels, taxis, etc. I might have saved twenty quid or so by shopping around, but frankly didn't think that either the effort or the benefit was worthwhile. Regards, John.
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May 12th, 2024, 06:53 | #3 |
Premier Member
Last Online: Yesterday 23:55
Join Date: Mar 2017
Location: Wessex
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We go through Howdens (formerly A Plan) who have always found us the best deal. Try a phone call.
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Non bowus drawi, non ridus horsi, non snoutus injecti! |
May 12th, 2024, 07:17 | #4 |
Register Keeper - S80, P2, and P3
Last Online: Today 05:11
Join Date: Feb 2013
Location: North Yorkshire
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What about the VOC partner Chris knott. Could be worth a phone call.
https://www.chrisknott.co.uk/motor-i...lub-insurance/
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Previous -03 S40, 04 V70 D5, 04 V70 D5 Sport, 05 V50, 07 S60 D5, 09 V70 D5 R design, 12 XC60 DrivE, 15 V60 D3 VEA Current- 05 XC90 D5 Exec, 12 XC70 D4 AWD Se Lux, 14 S80 D3 Se Lux |
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May 12th, 2024, 09:53 | #5 |
Trader
Last Online: Yesterday 23:02
Join Date: Dec 2001
Location: Chesham, buckinghamshire
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NFU Insurance.
I have car insurance with NFU.... have done for some years.
18months or so ago I checked with Saga for an alternative quote.... they were 2.5 times the NFU for an '09 XC90 D5. Don.
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May 12th, 2024, 10:05 | #6 | |
VOC Member since 1986
Last Online: Yesterday 23:19
Join Date: Jan 2007
Location: Leicestershire
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Quote:
Regards, John. P.S. We also have direct experience of Saga's claims handling procedure when my late MIL's car was written off after a collision with a lorry on the A50 just before Christmas many years ago. They were excellent in every respect. One can only really fully assess any insurance company, no matter how dear or cheap their premiums, on their performance at such a time. J.
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Time flies like an arrow, fruit flies like a banana ..... Last edited by john.wigley; May 12th, 2024 at 10:15. Reason: Add P.S. |
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May 12th, 2024, 11:09 | #7 | |
Bungling Amateur
Last Online: Yesterday 23:45
Join Date: Aug 2014
Location: Beverley, East Yorks
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Quote:
It just goes to show there seems to be little rhyme or reason, every year you have to set half a day aside for lots of typing and ringing around. Very frustrating.
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2011 XC90 D5 Executive 2003 C70 T5 GT 2012 Ford Ranger XL SC 1977 Triumph Spitfire 1500 1976 Massey Ferguson 135 |
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May 12th, 2024, 13:40 | #8 |
🤍💙💗
Last Online: Jun 16th, 2024 22:44
Join Date: Mar 2006
Location: Lichfield
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On the comparison sites (confused.com has consistently beaten comparethemarket for me), enter all your details the same but omit the two claims, are the quotes a lot less?
Doubt you have to declare that second claim, I never did when the windscreen was changed in 2018.
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May 12th, 2024, 14:16 | #9 |
Premier Member
Last Online: Yesterday 23:55
Join Date: Mar 2017
Location: Wessex
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I used Aviva for years through A Plan, they were very competitive and dealing with them was (almost) a delight. Got a quote from Saga, ridiculous.
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Non bowus drawi, non ridus horsi, non snoutus injecti! |
May 12th, 2024, 14:53 | #10 |
New Member
Last Online: Jun 15th, 2024 08:28
Join Date: Nov 2021
Location: Leicester
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Just been on to Saga for a peek…..my 2022 V90 was insured with Quote me happy (aviva) for £430 this year…..
Saga want just shy of £1000 - with a huge £350 compulsory excess - (I’m 54 years old ffs) 🤣
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