Volvo Owners Insurance

Alwyn · Apr 22nd, 2009, 13:58

I have for the second time asked for a quote from VOC Insurance at renewal time.

They always ask what the existing renewal premium is to undercut. Although they were able to quote a lower premium I got a significantly cheaper quote from Saga online.

The practice of asking for existing renewal quotes is unfair to the current provider and I will think twice before calling VOC Insurance in future.

I wonder if other members ahve experienced similar problems.

NewVolvo · Apr 22nd, 2009, 14:54

Most insurance companies do this now.

I were getting quotes together for my 780 that I am importing. One from Adrian Flux and one from Heritage. Heritage asked me what quote I had, but couldn't get even close.

Great for me, great for AF.

S60-MBS · Apr 22nd, 2009, 16:58

I have just renewed my insurance through Zenith for my S60,Their quote was the best with all the bells ands whistles that come with it.No other company including VOC insurance,Flux and Knott would even compare to it with a price difference ranging from £300 - £1500.They all asked my previous best quote which i gave them and just gave up after that.My current provider decided to raise price by £250.

John_C · Apr 22nd, 2009, 21:46

Quote:

Originally Posted by Colin Parker

The practice of asking for existing renewal quotes is unfair to the current provider and I will think twice before calling VOC Insurance in future.

That has to be a first, someone who thinks it's unfair to pay less for their car insurance

Danneh · Apr 26th, 2009, 10:45

Quote:

Originally Posted by John_C

That has to be a first, someone who thinks it's unfair to pay less for their car insurance

I was also somewhat surprised about that too

the alarming man · Apr 26th, 2009, 13:12

Quote:

Originally Posted by Danneh

I was also somewhat surprised about that too

L.O.L but i got my best price from the post office....not the first place you would think about getting an insurance quote from

cumbrianmale · Apr 26th, 2009, 14:05

Quote:

Originally Posted by the alarming man

L.O.L but i got my best price from the post office....not the first place you would think about getting an insurance quote from

Ditto

I was getting quotes around £305 so tried the VOC policy they couldn't beat it by 10% as advertised but offered £299.99, when I tried to accept an online quote for the Post office it jumped to over £400 so I rang them to find out why. Turns out my accident and points were showing up twice. Once sorted I got cover for £288 fully comp with business use and 30,000 pa miles.

1stRaven · Apr 27th, 2009, 13:29

My insurance is due up at the end of may and I spent some time this weekend looking round for quotes. I paid £430 last year on the c70 with 0 points, 0 accidents and 5 years protected no claims. This year, the cheapest is £450 with 0 points, accidents, 6 years protected no claims and I'm another year older.

No idea how they work this out but I always thought car insurance should go down, not up!

malcolmk · Apr 27th, 2009, 14:07

hi,just to let everyone know why a lot of brokers ask for the best quote to date,we have a scheme for our own postcodes only for good risks,we as brokers have to decide the risk within certain criteria,we are not given a rate we can decide within a set limit compared to what others are offering,although we can make up a premium it has to be backed up by with some sort of evidence,if a customer seems a bit funny then it may not be best to put them with the scheme as one bad experience and the insurance company stop the scheme and that ruins it for everyone else,moral of the story , always be nice to us insurance brokers!malcolmk

Danneh · Apr 30th, 2009, 18:30

Quote:

Originally Posted by malcolmk

hi,just to let everyone know why a lot of brokers ask for the best quote to date,we have a scheme for our own postcodes only for good risks,we as brokers have to decide the risk within certain criteria,we are not given a rate we can decide within a set limit compared to what others are offering,although we can make up a premium it has to be backed up by with some sort of evidence,if a customer seems a bit funny then it may not be best to put them with the scheme as one bad experience and the insurance company stop the scheme and that ruins it for everyone else,moral of the story , always be nice to us insurance brokers!malcolmk

Did someone just say be "nice" to insurance brokers?

Apr 22nd, 2009, 13:58	#1
Alwyn Alwyn Last Online: Apr 23rd, 2024 16:25 Join Date: Nov 2008 Location: Saffron Walden	Volvo Owners Insurance I have for the second time asked for a quote from VOC Insurance at renewal time. They always ask what the existing renewal premium is to undercut. Although they were able to quote a lower premium I got a significantly cheaper quote from Saga online. The practice of asking for existing renewal quotes is unfair to the current provider and I will think twice before calling VOC Insurance in future. I wonder if other members ahve experienced similar problems.

Apr 22nd, 2009, 14:54	#2
NewVolvo VOC Member Last Online: Oct 23rd, 2022 19:52 Join Date: Apr 2009 Location: Köln, Germany View Photos By: NewVolvo	Most insurance companies do this now. I were getting quotes together for my 780 that I am importing. One from Adrian Flux and one from Heritage. Heritage asked me what quote I had, but couldn't get even close. Great for me, great for AF. __________________ 2019 XC60 T6 R-Design 2017 S6 Avant 1996 850R 1987 780 Bertone Lots of previous Volvo's

Apr 22nd, 2009, 16:58	#3
S60-MBS VOC Member Last Online: Jun 7th, 2020 11:28 Join Date: Jan 2006 Location: ???????????????? View Photos By: S60-MBS	I have just renewed my insurance through Zenith for my S60,Their quote was the best with all the bells ands whistles that come with it.No other company including VOC insurance,Flux and Knott would even compare to it with a price difference ranging from £300 - £1500.They all asked my previous best quote which i gave them and just gave up after that.My current provider decided to raise price by £250. __________________

Apr 27th, 2009, 13:29	#8
1stRaven Forum Support Team Last Online: Mar 14th, 2018 13:07 Join Date: Mar 2006 Location: Lincoln View Photos By: 1stRaven	My insurance is due up at the end of may and I spent some time this weekend looking round for quotes. I paid £430 last year on the c70 with 0 points, 0 accidents and 5 years protected no claims. This year, the cheapest is £450 with 0 points, accidents, 6 years protected no claims and I'm another year older. No idea how they work this out but I always thought car insurance should go down, not up! __________________ *700R Website*

Apr 27th, 2009, 14:07	#9
malcolmk VOC Member Last Online: Aug 18th, 2014 16:10 Join Date: Dec 2007 Location: invergordon	hi,just to let everyone know why a lot of brokers ask for the best quote to date,we have a scheme for our own postcodes only for good risks,we as brokers have to decide the risk within certain criteria,we are not given a rate we can decide within a set limit compared to what others are offering,although we can make up a premium it has to be backed up by with some sort of evidence,if a customer seems a bit funny then it may not be best to put them with the scheme as one bad experience and the insurance company stop the scheme and that ruins it for everyone else,moral of the story , always be nice to us insurance brokers!malcolmk

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