Insurance Recommendations

gillberry · Jun 21st, 2023, 14:07

Insurance Question
We were with footman James for years then moved to Peter James. They have stated that if Gracie is at home she must be under the carport at night as if on the front she will not be insured which to me is silly as she can sit in a field with us when away and will be covered 🤔 as you can see it is tight putting her away and I hate doing it simon does it with ease. Insurance is due soon so can you recommend anyone else for Simon Gill to try this year
Thanking you in advance

Before someone comments I know picture is sideways, have not got a clue why 🤣

packers1712 · Jun 21st, 2023, 15:21

I'm assuming you probably stated that when its at home it will be in the carport, so when its at home but not in the carport it won't be covered.

I use Classicline and they have been very good with me as my car isn't standard but when its at home it is stated in the policy that its garaged, which it is, but what they would say if I attempted to claim when at home and not in the garage - who knows?

Have you tried to amend the details for when its kept at home and see what that does to your premium or will they simply not cover you?

Doug.

Familyman 90 · Jun 21st, 2023, 15:59

I gave up fussing with classic policies.

In the end I found a regular car policy from Carol Nash, and even with no NCD (its all tied up in my dailies) the cost for a normal policy, with the same excesses, mileage limit and cover was barely half the best quote I was getting on classic specific policies.

Even better, there are no restrictions upon where I park it overnight, although in my case that's always the garage anyway,

VolvoFan · Jun 21st, 2023, 20:15

Do you have an Agreed Value on your car with this policy?

Familyman 90 · Jun 21st, 2023, 20:56

Yes. Being a C70 its value isnt huge and I bought it under market anyway, so there was no drama there sorting that. Might be different on a £500k classic Bentley though.

Derek UK · Jun 22nd, 2023, 13:35

Try
www.bishopcalway.co.uk

01273 820303/329307

DAN AT ADRIAN FLUX · Jun 22nd, 2023, 20:07

Hi.
Please feel free to give us a try for insurance if you wish.
Regards,
Dan.

jimbo1593 · Jun 26th, 2023, 20:11

Multivehicle including your daily worth a look.

gillberry · Jun 28th, 2023, 15:25

Thank you for all your help, renewal has just come in and peter James will not be getting our money this year with how much that has gone up and their silly excuse as to why that much
We are trying Adrian flux and I can leave the car on the drive overnight 🤣

dgbalfour · Jun 30th, 2023, 19:15

Peter Best got a bit funny with me too years ago for similar reasons, so I moved to Hagerty. Never had to claim, but they were keenly priced.

Jun 21st, 2023, 15:59	#3
Familyman 90 The Brit Brick Last Online: Aug 13th, 2023 09:39 Join Date: Jul 2021 Location: Warwickshire	I gave up fussing with classic policies. In the end I found a regular car policy from Carol Nash, and even with no NCD (its all tied up in my dailies) the cost for a normal policy, with the same excesses, mileage limit and cover was barely half the best quote I was getting on classic specific policies. Even better, there are no restrictions upon where I park it overnight, although in my case that's always the garage anyway, __________________ *2005 C70 2.4T Collection convertible. 40,000 mile sunny day toy.*

Jun 21st, 2023, 20:56	#5
Familyman 90 The Brit Brick Last Online: Aug 13th, 2023 09:39 Join Date: Jul 2021 Location: Warwickshire	Yes. Being a C70 its value isnt huge and I bought it under market anyway, so there was no drama there sorting that. Might be different on a £500k classic Bentley though. __________________ *2005 C70 2.4T Collection convertible. 40,000 mile sunny day toy.*

Jun 28th, 2023, 15:25	#9
gillberry VOC Member Last Online: Jun 1st, 2024 15:42 Join Date: Jan 2009 Location: norwich View Photos By: gillberry	Thank you for all your help, renewal has just come in and peter James will not be getting our money this year with how much that has gone up and their silly excuse as to why that much We are trying Adrian flux and I can leave the car on the drive overnight 🤣 __________________ 1968 Amazon estate (Gracie). 2003 Vauxhall astra estate (her car) 2009 XC90 (Jo) . Not forgetting 1967 Cheltenham Nyala (caravan)

Jun 21st, 2023, 15:21	#2
packers1712 Senior Member Last Online: Feb 25th, 2024 20:49 Join Date: Dec 2020 Location: Flitwick	I'm assuming you probably stated that when its at home it will be in the carport, so when its at home but not in the carport it won't be covered. I use Classicline and they have been very good with me as my car isn't standard but when its at home it is stated in the policy that its garaged, which it is, but what they would say if I attempted to claim when at home and not in the garage - who knows? Have you tried to amend the details for when its kept at home and see what that does to your premium or will they simply not cover you? Doug.

Jun 21st, 2023, 20:15	#4
VolvoFan Master Member Last Online: Jun 3rd, 2024 21:36 Join Date: Dec 2002 Location: Alton	Do you have an Agreed Value on your car with this policy?

Jun 22nd, 2023, 13:35	#6
Derek UK VOC Member Last Online: Today 15:34 Join Date: Jul 2006 Location: Chatham	Try www.bishopcalway.co.uk 01273 820303/329307

Jun 22nd, 2023, 20:07	#7
DAN AT ADRIAN FLUX Trader Last Online: Jun 4th, 2024 19:55 Join Date: Aug 2012 Location: King's Lynn	Hi. Please feel free to give us a try for insurance if you wish. Regards, Dan.

Jun 26th, 2023, 20:11	#8
jimbo1593 Master Member Last Online: Oct 1st, 2023 14:39 Join Date: Dec 2004 Location: leics	Multivehicle including your daily worth a look.

Jun 30th, 2023, 19:15	#10
dgbalfour VOC Member Last Online: Yesterday 15:44 Join Date: Jan 2006 Location: Bedford	Peter Best got a bit funny with me too years ago for similar reasons, so I moved to Hagerty. Never had to claim, but they were keenly priced.

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