General: XC90 Turbo gone

[johncrwales]

I have a 2009 XC90 D5 SE Lux bought as demonstrator from agent. Have used Volvo Shrewsbury for all servicing and has now done 200100 miles. Lovely car and can't afford to replace it. Just spent £650 on new front suspension. Engine seemed to have same power as always (until 2 days ago). It had been making more smoke on startup lately but that cleared when warm. Agent said 'customer to observe' and emissions were within spec. 2 days ago it spewed out a lot of oil from the exhaust and stopped. The AA took it to the agent and their guy said it was probably the turbo. Volvo cars have just confirmed that. Our plan had been to keep running it. They want £2,200 to replace the turbo, clean out the exhaust and set it up again. The unknown is whether the engine is damaged. Anyone got any advice? If that money sets it up again I am inclined to tell them to go ahead, but . . . . . A new one would cost more than 2K even high mileage. Difficult decision. Thanks to all who try to answer an impossible question!