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700/900 Series General Forum for the Volvo 740, 760, 780, 940, 960 & S/V90 cars |
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Insurance quote increaseViews : 1232 Replies : 26Users Viewing This Thread : |
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Apr 3rd, 2021, 13:43 | #1 |
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Insurance quote increase
JUST HAD MY INSURANCE RENEWAL NOTICE FROM FJ, LAST YEAR I PAID £324.39
IN TOTAL,THAT WAS FOR FULLY COMP, INCLUDING BREAKDOWN COVER WITH ONWARD TRAVEL ETC, PARTS, SALVAGE RETENTION, AGREED VALUE OF £3500, I'VE BEEN WITH THEM A FEW YEARS NOW AND NEVER MADE A CLAIM, NOW MY RENEWAL HAS SHOT UP TO £456.68 IN TOTAL. QUITE A INCREASE ! THINK I'LL BE SHOPPING AROUND . DAVID. |
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Apr 3rd, 2021, 16:03 | #2 | |
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I'd definitely shop round for a better deal, sounds like they're trying it on to me!
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Apr 3rd, 2021, 16:31 | #3 |
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Hi Dave, I think they're having a Laaarf, but I've mailed them to explain themselves.
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Apr 3rd, 2021, 19:42 | #4 | |
bob12
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Currently I am with Hagerty for the 745 and Churchill via Go Compare for the V70. Yes, I know I am past my sell by date but the two fully comp. with specified mileage, max no claims, and lowest standard excesses, etc, came in at £520 for the year. Bob. Last edited by bob12; Apr 3rd, 2021 at 19:54. |
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Apr 4th, 2021, 09:46 | #5 |
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I was faced with a similar hike in price the year before last.
Turns out the computer had sent me the bill before applying all the discounts! They were very apologetic. |
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Apr 4th, 2021, 09:53 | #6 |
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Possible translation - they deliberately left off the discounts hoping you wouldn't notice, when you did they came out with a cowshed confetti excuse, blamed the computer and reinstated your earned discount.
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Apr 4th, 2021, 12:19 | #7 | |
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Apr 4th, 2021, 12:42 | #8 | ||
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What won't be helping your premium is the area you live in, most insurers rate the general area in and around Manchester fairly high, likewise for London and other big cities. I know when i moved from just outside the M25 to a rural Cambridgeshire location i suddenly had a cheque back from my insurers. The premium down there had been ~£400 for the year, i was paying monthly and about halfway through the year. If memory serves the cheque was for about £140 so worth having as well - when i queried the reason for it, it was all down to postcodes and crime rates, it had dropped very significantly because i'd moved away from a high-crime area. That might be the be-all-and-end-all of why your premium is higher than many others. I know on another forum i'm on, people who live in Manchester are paying about twice what others are paying in more rural areas.
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Apr 4th, 2021, 13:08 | #9 | |
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Apr 4th, 2021, 13:46 | #10 | |
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Also if you have other quotes, if they come back and tell you there's nothing they can do you can simply tell them you can get it a lot cheaper elsewhere (assuming that is the case) and after they finish choking on their quinoa or Quiche Lorraine, they might actually do something to help.
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