Minor Collision

[lynns hubby]

Originally Posted by 4x4

If you or the third party report an incident to the insurance then for the next 5 years it had to be mentioned when applying for a renewal quote irrespective of who was at fault.

Someone went into the back of my wife's car in September, they wanted to pay and not involve insurance. The quote was £350 to remove bumper, repair and repaint and put back together. Third party decided that was too much and went to insurance and now we have a non fault accident hanging over us for the next 5 years...

EXACTLY Even if proven it was not your fault, the insurance companies still treat you as a risk.
Were is the Adrian Flux guy on here????

[griston64]

Originally Posted by lynns hubby

EXACTLY Even if proven it was not your fault, the insurance companies still treat you as a risk.
Were is the Adrian Flux guy on here????

He'll be along shortly

[Laird Scooby]

Originally Posted by lynns hubby

EXACTLY Even if proven it was not your fault, the insurance companies still treat you as a risk.
Were is the Adrian Flux guy on here????

Dan has emigrated to the Jag forum posting about xmas opening hours!

No doubt he'll be back soon though..........

[bob12]

Originally Posted by lynns hubby

EXACTLY Even if proven it was not your fault, the insurance companies still treat you as a risk.
Were is the Adrian Flux guy on here????

Calling Robot Dan!!! Come in Dan .... help

[GingerMagic]

Can you get your car onto a ramp to check for creasing of the boot floor?

CYA indeed 😁

[RollingThunder]

I think you'd need to report it to cover your derriere sadly.

Re the damage, check the front edges of the rear bumper, where they sit over/around the wheel arches - if those edges don't line up then something has bent/broken where the bumper is mounted. IIRC there are delicate plastic slides that the bumper fits into - those are very brittle. The hefty cross beam should be fine, but where it mounts onto the metal brackets frequently corrodes so will highly likely be damaged. You'll be able to repair it as I believe new metal brackets are still available?

Whatever you do, you should get under the rear of the vehicle to give it a quick check over. These are indeed tanks, but they're old now and corrosion will weaken some parts a bit.

Good luck

[Forrest]

Thanks for all the advice. I’ve had a more thorough look today. The metal appears to be pretty straight except for a very slight bending of the brackets that hold the bumper on. However, the sides don’t look quite right and one of the flimsy plastic brackets has snapped away where it attaches on two plastic prongs. The decorative outer part of the tailpipe seems to have been pushed off centre too!

It’s looking a bit more complicated than just a straightforward paint job. The other party, who do seem genuine, are having their car assessed on Monday. I’m starting to think going through insurance might be the simplest option.

[lynns hubby]

If the other party is having their vehicle assessed on Monday, sounds like they are going through their insurance. That being the case, if they are at fault (difficult not to be, as they hit you from behind) their insurance will take care of you so no worries.

[Forrest]

They are having it looked at privately by a garage. I think they’ll then make a decision about whether they claim for damage to their own vehicle. In fairness they don’t seem bothered about whether I go through insurance or not. They do seem genuinely nice people. My concerns are gettIng a decent repair done and not having my car written off.

[Laird Scooby]

Originally Posted by Forrest

Thanks for all the advice. I’ve had a more thorough look today. The metal appears to be pretty straight except for a very slight bending of the brackets that hold the bumper on. However, the sides don’t look quite right and one of the flimsy plastic brackets has snapped away where it attaches on two plastic prongs. The decorative outer part of the tailpipe seems to have been pushed off centre too!

It’s looking a bit more complicated than just a straightforward paint job. The other party, who do seem genuine, are having their car assessed on Monday. I’m starting to think going through insurance might be the simplest option.

If they're having their car assessed, they're almost certainly going through insurance so i'd definitely report this one and get your car repaired - there looks to be a lot of incidental damage there that may be nothing or could be something to worry about.
Get it fixed at their cost!