Car insurance renewal - EU travel cost & admin charges - Page 2

Gilesme · Feb 15th, 2015, 09:55

AXA are to publish last years premium on your renewal - a great idea.

I'm with LV and happy to have continuous authority - a couple of years ago i went to renew my tax online and realised i'd forgotten to re-MOT !

id5 · Feb 15th, 2015, 12:15

Quote:

Originally Posted by Gilesme

...
I'm with LV and happy to have continuous authority - a couple of years ago i went to renew my tax online and realised i'd forgotten to re-MOT !

And the price difference between the automatic renewal and the comparison sites was? and you saved?

MikeIOW · Feb 15th, 2015, 12:36

It is a proper game, faffing with car insurance. I too get satisfaction when you sort a good deal...but frankly it would be handier to not have to!!

Almost always worth moving....and as you say, getting the things you need from the outset (such as Euro cover).
Also always worth a check on money-back websites (we use Quidco, but there are others like topcashback) - our last renewal (for t'missus SMax) was 250, but with 70 cashback.

Ninja59 · Feb 15th, 2015, 18:02

Quote:

Originally Posted by id5

And the price difference between the automatic renewal and the comparison sites was? and you saved?

Hate to disappoint you, but LV were cheaper on renewal v their online system for me for 2 years running....

LV have never been the cheapest but the basic cover of LV v for example the required add on's to match the same level of cover from Aviva, Aviva worked out more (before I could even ring up because apparently no one lowers cars...).

Plus comparison sites are a poor tool to use in my view.

WABB · Feb 15th, 2015, 18:18

Another suggestion when you get your renewal premium - get a quote from your company's website, save it for evidence & if cheaper than your renewal figure the insurer will probably match it to retain the business - over the years I have done this with both Direct Line & Privilege (same owner I understand) saving £50 to £70 each time. Good advice from other posts - compare cover offered carefully & it saves to shop around every year!

MikeIOW · Feb 15th, 2015, 19:09

Quote:

Originally Posted by Ninja59

Hate to disappoint you, but LV were cheaper on renewal v their online system for me for 2 years running....

LV have never been the cheapest but the basic cover of LV v for example the required add on's to match the same level of cover from Aviva, Aviva worked out more (before I could even ring up because apparently no one lowers cars...).

Plus comparison sites are a poor tool to use in my view.

We too stuck with Esure when I got the XC60, price was fair.....but I don't agree that comparison sites are poor tools: *every* time I have tried the companies who proudly claim to NOT be on such sites, their premium has *always* been way over the comparison price!
YMMV, of course....as someone said, it is a proper postcode lottery!

tem · Feb 15th, 2015, 21:25

I have noticed the Comparison web sites point you in a certain direction and not always to the best prices.
I read somewhere that they get paid for doing so.
Yes, use them, but take them with an "pinch of salt", as going direct, can save you some money.
When you get your renewal notice and you are not pleased, phone them and tell them you are thinking of moving, normally works cheaper in the end.

I have my car and Travel/Health insurance with LV and have been very happy with them over the last few years.

tem.

volvo145 · Feb 15th, 2015, 21:50

Im with Aviva and never had a problem.
And they are the cheapest.
Was with QBE before that also no problem.
One thing to watch out for is driving someone else's car as there is a good chance you will have to contact your own insurance first.

GMcL · Feb 15th, 2015, 21:54

Quote:

Originally Posted by Ninja59

Hate to disappoint you, but LV were cheaper on renewal v their online system for me for 2 years running....

Every year they try to stiff me 20%, I do an online quote and by some "magic" they manage to meet the online quote. "Amazing"

id5 · Feb 16th, 2015, 17:31

Quote:

Originally Posted by Ninja59

Hate to disappoint you, but LV were cheaper on renewal v their online system for me for 2 years running....

LV have never been the cheapest but the basic cover of LV v for example the required add on's to match the same level of cover from Aviva, Aviva worked out more (before I could even ring up because apparently no one lowers cars...).

Plus comparison sites are a poor tool to use in my view.

It's your money my friend, spend it as you see fit.

Feb 15th, 2015, 12:36	#13
MikeIOW Premier Member Last Online: Feb 26th, 2024 15:56 Join Date: Mar 2011 Location: Leicester	It is a proper game, faffing with car insurance. I too get satisfaction when you sort a good deal...but frankly it would be handier to not have to!! Almost always worth moving....and as you say, getting the things you need from the outset (such as Euro cover). Also always worth a check on money-back websites (we use Quidco, but there are others like topcashback) - our last renewal (for t'missus SMax) was 250, but with 70 cashback. __________________ Introducing Stormy!: XC60 D4 2.0 (+Polestar) SE Lux Nav auto: Stormtrooper White , tints, heated & parking everything, DSP & more Gone Electric! Kona 64kWh - £50 each if you join Octopus Energy - I will donate £25 to your charity, msg me!

Feb 15th, 2015, 21:25	#17
tem Premier Member Last Online: Apr 9th, 2021 11:52 Join Date: Sep 2006 Location: Scottish Highlands	I have noticed the Comparison web sites point you in a certain direction and not always to the best prices. I read somewhere that they get paid for doing so. Yes, use them, but take them with an "pinch of salt", as going direct, can save you some money. When you get your renewal notice and you are not pleased, phone them and tell them you are thinking of moving, normally works cheaper in the end. I have my car and Travel/Health insurance with LV and have been very happy with them over the last few years. tem. __________________ MY17 V90 D4 Momentum, Magic Blue, Amber, 12.3" Display, Winter Plus, Rear Camera, Privacy Glass.

Feb 15th, 2015, 09:55	#11
Gilesme Senior Member Last Online: Apr 3rd, 2024 12:24 Join Date: Aug 2014 Location: Lytham	AXA are to publish last years premium on your renewal - a great idea. I'm with LV and happy to have continuous authority - a couple of years ago i went to renew my tax online and realised i'd forgotten to re-MOT !

Feb 15th, 2015, 18:18	#15
WABB Volvo Owner Last Online: Jun 18th, 2024 14:16 Join Date: Feb 2012 Location: Edinburgh	Another suggestion when you get your renewal premium - get a quote from your company's website, save it for evidence & if cheaper than your renewal figure the insurer will probably match it to retain the business - over the years I have done this with both Direct Line & Privilege (same owner I understand) saving £50 to £70 each time. Good advice from other posts - compare cover offered carefully & it saves to shop around every year!

Feb 15th, 2015, 21:50	#18
volvo145 Premier Member Last Online: Dec 23rd, 2019 19:31 Join Date: Mar 2008 Location: UK	Im with Aviva and never had a problem. And they are the cheapest. Was with QBE before that also no problem. One thing to watch out for is driving someone else's car as there is a good chance you will have to contact your own insurance first.

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