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Buying my first Volvo - XC90 T8 - looking for adviceViews : 6340 Replies : 42Users Viewing This Thread : |
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Jan 20th, 2023, 18:20 | #1 | |
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Jan 20th, 2023, 18:40 | #2 |
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Jan 23rd, 2023, 10:13 | #3 |
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Thank you again very much to all for your input and advice, as always I really appreciate it!
I just had a call from Fawcetts Volvo Newbury (Waylands group) with regards to that very same T8 that I was supposed to see this past Friday. What they are suggesting is that I take out a finance deal with them (even though I wanted to pay cash and buy it outright) so that I could qualify for the 2 free services and a 2 year warranty. The person that I've spoken to said that I can cancel (as in settle) after a month and I'd still be eligible for the initial offered deal. I've never had a car financed before to be frank. The car is around £43K and the suggested finance is a £40K deposit with just £3000 financed that I can settle in a month's time having only paid for one month's interest. (but surely there are fines for settling early... need to read all the T's and C's) Last edited by eugeneville; Jan 23rd, 2023 at 10:19. |
Jan 23rd, 2023, 10:34 | #4 | |
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You get the servicing included. Dealer gets the finder’s fee for the finance. All parties happy. Yes you have to check very carefully the terms and conditions on the early settlement fees if any. But I have done precisely what you are saying in the past and it has worked very well for me indeed. The other positive about buying on finance is you have additional protections should, worst case, the car be a dud. Happened with my last car and frankly the only reason in the end that Volvo played ball was because the Ombudsman got involved. Without them I would probably still be in court now…
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Jan 23rd, 2023, 10:40 | #5 | |
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I've asked for the price to be reduced as this is what I've always been saying from the beginning to them that my price ceiling is very particular and I can't go above it. He said he'd talk to his boss and would see what they can do. P.S. Not even sure if I'd get accepted, as I've been "screwed over" by O2 recently. Long story short, I've taken out a contract with them after some persuasion by Virgin Media, cancelled the next day having realised the deal wasn't very good. Even though I've been assured all was indeed cancelled, in reality it wasn't and now my credit history has been affected negatively since I have a missed payment and an account in default.... O2 did apologise and said they would raise an amendment request and have the credit history corrected but that will take 30 working days |
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Jan 23rd, 2023, 11:47 | #6 |
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It's certainly something I have done in the past to get the incentives but as always check Ts & Cs as there might be a minimum term before you have to pay a penalty.
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Jan 23rd, 2023, 12:56 | #7 | |
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Both Experian and Money Supermarket offer free ongoing credit checks. Have a look for yourself…
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Jan 23rd, 2023, 14:53 | #8 | |
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So I've put down £41K as a deposit and £2740 on finance (they've provided a £250 contribution) and I'm getting two free services (its next service is due in August) and two free years of warranty with any official Volvo dealership for both. Fingers crossed I've got a good deal (I certainly feel so). The mileage was always a concern (58K for a 2019 plate) but realizing how somewhat rare these "Pro" spec models are (and its Polestar engineered, Harman Kardon audio as well) and how normally they're outside of my budget, in the end I was happy to go ahead. However all of this is pending until I see the car and ok the whole deal to go ahead. Wish me luck gentlemen, I should be seeing the car later in the week |
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