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Insurance write off

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Old Feb 19th, 2013, 10:05   #1
Winchy
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Unhappy Insurance write off

My wife had an accident the other day in her C30 and both front airbags went off. I've been told that due to the cost of replacing them the car may well be written off. There is frontal damage, both wings, bonnet, grill etc but everything else looked ok. It hit a sign post (speed camera warning) went through a hedge and into a field so there may well be more damage than first apparent.
Any body had any experience of this? (airbag write off not crashing)
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Old Feb 19th, 2013, 10:15   #2
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A friend of mines Astra Estate was writen off after a frontal impact of about 10 mph (The car 2 cars ahead stopped, the car behind it didn't and went into the back of it, and she then went into the back of that)

All the airbags deployed, and the bumper and headlamp were cracked - I think they were quoted close to £3k to repair it as all the airbag triggering sensors need replacing, all the airbag control units, the wiring, and the bags themselves - as well as the windscreen as the passenger airbag shatters the windscreen to give you an escape route.

My vote would be to take the writeoff if its offered, it sounds like you've done a lot of damage if you've gone through hedges after washing most of your speed off on a post.

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Old Feb 19th, 2013, 10:26   #3
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Take the write off, buy it back and get it repaired. The damage can't be that hard. Airbags cost around £700/each, front end repair around say £2.000-3.000.
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Old Feb 19th, 2013, 10:26   #4
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I think I'd let them write it off. Have a read of this and if it's on Channel4OD then it's well worth watching. http://www.telegraph.co.uk/finance/p...our-crash.html
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Old Feb 19th, 2013, 12:06   #5
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I think a picture might give a better idea of whether it will or not.
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Old Feb 19th, 2013, 13:08   #6
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I would take the write off, forget about this car and get another one instead. Somehow I find it difficult to see why they would write it off just due to a couple of airbags. Have they inspected the car and seen other damage not informed to you perhaps?
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Old Feb 19th, 2013, 13:23   #7
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Could I buy the hose off the car, I'm looking to buy one from a scrap c30?

Also state how much you insured the car for on the details, saying that they insured the value as that much. They normally offer 3 amounts.
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Old Feb 19th, 2013, 13:29   #8
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Well airbags deploying will mean anew steering wheel, new dash as well as the new airbags, the labour to change it all and the diagnostics to reset everything.

My worry is the mention of both wings being damaged. I wonder if this C30 is now a bit shorter that what it should be. I'm assuming the sign post went under the car, not over or there could be windscreen/roof damage. The hedge would have ruined the paint work but I can't see it actually damaging the panel itself. Sounds like the car it it at a 90 degree angle as well, with no damage being down 1 side of the car and all at the front on both sides. My conclusion is the field causing a very abrupt stop.
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