General: Insurance trouble

[volvorocks]

Originally Posted by woodman

Many thanks for your input. I've never understood why using your car FOR work rather than getting TO work is an additional risk.

A daft example but:

Say you worked in the explosives industry...travel to work would be fine as less risks....that is until you get to work and load up with explosives to deliver
(you would be suprised what an insurer would class as explosives!)

Originally Posted by Alf ista

Do they ask you what your odomoter mileage is reading every year? Over here they claim limited mileage but they never ask, so it dosent make any difference at the end of the day.

All good and well until you need to make a claim and then they will check.

[Alf ista]

Originally Posted by volvorocks

All good and well until you need to make a claim and then they will check.

Yes indeed, but check against what? Have they asked you what the mileage is each year? Is there a record?

[volvorocks]

Originally Posted by Alf ista

Yes indeed, but check against what? Have they asked you what the mileage is each year? Is there a record?

MOT..........

....and if its a new car and you have been on restricted mileage, say 3k per year and your car shows say 20k...??????

[Alf ista]

Originally Posted by volvorocks

MOT..........

....and if its a new car and you have been on restricted mileage, say 3k per year and your car shows say 20k...??????

Ah, I see, fair enough. Over here, cars registered before 1st Jan 1980 dont have to do a test so I didnt think of that....

[volvorocks]

Originally Posted by Alf ista

Ah, I see, fair enough. Over here, cars registered before 1st Jan 1980 dont have to do a test so I didnt think of that....

I have an s40 on 2k per year mileage. Its just used to stop lorries parking outside the house.I asked my insurers if I went over the 2k in a year what would happen. They said it would be OK. However being the somewhat cynic I can be, I did not believe them. I asked them to put it in writing. They refused.

There ya go...!!!!!!!!!

[Alf ista]

Oh yes, never trust Insurance companies! If there is a way of not paying out, those guys will find it.