Quote:
Originally Posted by Forrest
I think the whole NCB concept is a facade nowadays....
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I'm inclined to agree on that, it's certainly not as clear cut as it should be. I phoned my insurer on one occasion and the person at the other end said 'I see you've been with us for a long time, lets see if we can find you some discount', surely that's what NCB is all about? I suppose the rot set in when insurers started to give spurious discounts to new customers, back when I learnt to drive with BSM they had a deal with an insurer to give me a years NCB straight away, presumably justifiable because BSM gave me a superior quality of tuition, but since then the introductory discount has just become a marketing tool without the slightest sense of justification, once you've got to that point 10% NCB is made pointless by a 25% introductory offer.