For example, In the case of a Volvo 940. All models in the range are the same in regard brakes and most suspension components. One originally fitted with a non turbo 2.3 engine and then changed for a turbo one with the same capacity. What you now have in essence is a car that Volvo produced.
Why does it then cost more to insure than a 940 turbo that left the factory as such ?
Admittedly if any conversions of this sort are carried out if done badly could be dangerous. Cars originally fitted with a 1 litre engine then suddenly being a 2.0 litre turbo but haven't had brakes and suspension upgraded to suit.
What I am suggesting is that with a bit more specific product knowledge you could help out more. This lack of understanding is the biggest problem with insurance companies.
While I am here perhaps you could explain why roll cages are such a bad thing. Ok drives of Saxos might think they will make their cars faster but for someone who wants to drive a competition car to and from an event it makes things very difficult and expensive. The last thing they would want to do is smash a car up on the way to an event so they are hardly likely to be driving like a fool.
Perhaps there is a job going for someone who can work with yourselves and the club to make it possible to insure all club vehicles properly ?
Hope you don't mind answering a few questions, it's not often you can actually speak to insurance people without sitting on a phone for hours at great expense.
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