Righty ho - sitrep.
I mentally wanted a V60 - don't need an SUV etc, but went to a dealer and test drove an Inscription Pro XC60 alongside an R-Design XC40 and an Inscription Pro V60CC. To my surprise, we both felt the XC60 was the best - and they're way more plentiful from a used perspective. A good chat with the dealer drew his comment that MY21 is a better spec than MY22 due to change in standard kit, the increase in prices and even the inability to fulfil some orders (BLIS etc).
Trouble is, that particular XC60 was in black with charcoal interior and I'd decided I don't want a black car.
However, we found (elsewhere) a MY21 Denim Blue XC60 Inscription Pro T8 with a little over 100 miles on the clock and first registered 3 weeks ago, and it's being delivered on Thursday
Thanks for the help & advice!