Couple of quick comments having just bought a XC90 - firstly the pro models with 22" wheels will be a lot noisier - as you say momentum with 19" or base inscription or r design with 20"s are better (have r design with 20"s and with volvo specific pilot sport 4 suvs on it not really noticable road noise)
For best price I used carwow - plus going across autotrader to see what dealers were putting stock cars up on. I ended up using a local dealer who services my cars who then did the best offer due to knowing me - plus there was a loyalty discount for already having a volvo. Be aware the q3 discounts are much lower than the q2 ones due to lack of cars and higher demand.... dealer said no way I'd have gotten the same deal now as I did ordering in May.
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