Quote:
Originally Posted by js90
I've followed the same pattern for the last four years with success:
1. Renewal letter comes through. Price is higher.
2. Punch my details into a price comparison site. Find the cheapest quote.
3. Call current insurer and ask them to match it.
This has worked four years in a row. If they say no, then it's just a bit of extra admin for me to deal with by switching. Never hurts to ask and be brutally honest with them. I usually say something along the lines of "I've received my renewal and looked around. XYZ is £££ cheaper but I'd rather not switch. Can you match it?"
They haven't said no yet. Even with the ~£30 'admin charge' for dealing with them over the phone, I'd rather be out £30 than go through the hassle of switching.
Keep it simple ;-)
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This should work while you're insuring something normal ... my 1979 242GT which looks like a Group A 240 Turbo and has all sorts of aftermarket kit (from wheels through to ECU) isn't something that can be insured quite as easily, and everything else "normal" we insure is really linked back to the Volvo. Every few years I do a ring-around, but with a multi-policy discount on daily-driver & house & contents linked back to the Volvo, I never get a better quote from any alternatives that i can use as a bargaining-chip with the current specialist insurer ...