No surprise on your insurer.. they want to offer as little as they can get away with.. keep haggling and research on similar cars very useful, D5 C30s are pretty rare also see quite a few that are autos, you should be able to get them up at least 20% ..
Well having walked away from one accident ild be counting my chickens.. and c30s are built like small tanks.. would never choose a bm over a volvo on that score only those swayed by image might
, but when it comes to a crunch volvo everytime