I was told by a friend who's had Volvos all his life and also a Volvo dealer that a Polestar upgrade doesn't affect your insurance premium at all as it's a Volvo supplied 'accessory' as they call it.
Superchips on the other hand isn't classified this way, however for my Golf GT Sport 170 which I Bluefin'd, Admiral only charged me an additional £20 for the years policy for an increase of 26BHP and 76Nm.
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65 plate V60 R-Design Lux Nav D4 Auto
20 plate XC60 Inscription Pro T8 PHEV + Polestar
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