HGV driver earned £12hr and works 40hrs a week (he as a great job) gives him £480 before stoppages. Now earns £14hr so get £560 and thinks things are on the up.
Then the bills start going up starts with increase in NI, council tax, food, energy, fuel for the car, cloths, in fact everything leading to inflation so Bank of England increase interest rates so the mortgage shoots up
Then it hits home "I'm no better of"
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