hi,just to let everyone know why a lot of brokers ask for the best quote to date,we have a scheme for our own postcodes only for good risks,we as brokers have to decide the risk within certain criteria,we are not given a rate we can decide within a set limit compared to what others are offering,although we can make up a premium it has to be backed up by with some sort of evidence,if a customer seems a bit funny then it may not be best to put them with the scheme as one bad experience and the insurance company stop the scheme and that ruins it for everyone else,moral of the story , always be nice to us insurance brokers!malcolmk
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