Most people do the sums and/or don't like that the spec upgrades delete some items. I want a heated windscreen (unavailable of the Ultimate), like the more basic seats, don't want bling wheels with low profile tyres (I've got sports cars for that use) and don't like how the 4WD/electric only mode works on the plug ins. Therefore I just want to buy my car again basically.
I also think that once you are spending such a large amount of money, personalisation (to a degree) is nice. Porsche understand this.
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MY20 XC90 T5 Momentum - sunroof, air suspension and some other bits
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